Mutual Funds
A mutual fund is an investment company that pools money from many investors and invests these funds in a diversified portfolio of securities based upon the specified objectives of the fund. This enables individuals to invest in a diversified mix of assets without being burdened by the time-consuming responsibilities associated with analyzing and choosing their own stocks. When you invest in a mutual fund, you are buying shares (or portions) of the mutual fund and become a shareholder of the fund.

Some of the advantages of mutual funds include professional management, simplicity, diversification, cost-efficiency due to economies of scale, and convenience. Diversification does not guarantee against loss; it is a method used to help manage investment risk. We'll provide you with additional details about the variety of mutual funds currently available to help you meet your particular investment objective.

As an HTLF Investment Services client you’ll have access to some of the industry’s most recognized mutual funds from companies such as:

	American Funds
	Columbia Funds
	DWS Scudder Funds
	Eaton Vance Funds
	Federated Funds
	Fidelity Advisors Funds
	Franklin Templeton Funds
	Hartford Funds
	MFS Funds
	Oppenheimer Funds
	Pacific Funds
	Putnam Funds

Prospectuses are available for all the companies shown here, and will contain information about each investment company and their products. Investors should consider the investment objectives, risks and charges and expenses of each company's products carefully before investing. You can obtain a prospectus for any of the investment companies listed and earn more by visiting their respective websites or by calling the phone numbers listed on the sites. Read the prospectus carefully before investing.

How to Get Started
Regardless of your age or how much you have to invest, the time to get started is now. We’ll help you build your future with confidence.
 
For answers to specific questions or concerns,
email us or call us at 1-800-341-8784.

Securities and Insurance products offered through LPL Financial
and its affiliate’s member FINRA/SIPC.

NOT FDIC INSURED * MAY LOSE VALUE * NO BANK GUARANTEE
* NOT A DEPOSIT * NOT INSURED BY ANY FEDERAL GOVERNMENT ENTITY

This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. investment representatives. LPL Financial's U.S. investment representatives may only conduct business with residents of the states for which they are
properly registered. Please note that not all of the investments and services mentioned are
available in every state.

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