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Personal Banking

Checking

Checking options range from basic free checking to a variety of interest-bearing accounts and other features, all designed to help you manage your money effectively.

With any option, you can enjoy Internet access to your account, the convenience of a Rocky Mountain Bank Check Card, and monthly statements that work for you.

Order Deluxe Checks

bulletClick here to complete an ONLINE APPLICATION for any of the below accounts.

Cash Rewards Checking
Cash Rewards Checking isn’t like other checking accounts that require high balances or charge monthly fees to earn interest.

Cash Rewards Checking offers 6.01% APY* and Free ATMs nationwide, along with some great benefits.

Free Checking
Free Debit Card**
Free Online Banking
Free Bill Pay
No Minimum Balance Requirement
No Monthly Fees
ATM Fees are automatically refunded

Always earn interest, regardless of your balance!

6.01% APY* on balances of $.01 to $20,000
1.51% APY* on balances over $20,000
0.25% APY* on balances even when you don't meet the 3 easy steps!

Just Three Easy Steps to Earn Bonus Rates and Free ATMs Nationwide***
A.
Use your FREE Debit Card***
Make purchases without writing checks using our FREE VISA® Debit Card. Simply have 12 or more signature-based purchases posted within the monthly qualification cycle.
B.
Make an automatic payment or direct deposit
Have one or more automatic payment (like a utility bill) or direct deposits each month.
C.
Go electronic and eliminate paper statements with FREE eStatements
Each month we’ll send you an email to tell you your statement is ready to view online. You must have a valid email address to receive notification.

We want to REWARD you for helping us operate more efficiently. If you don't do everything you need to do to get the Rewards one month, don't worry - you still have a great free checking account, and you can try again to meet the requirements the next month.

Ready to start earning? Stop in today and open your Cash Rewards Checking account!

More Information
Signature vs. Pin transactions – the difference is important to understand
Frequently Asked Questions
VISA® Debit Card – it’s the easy way to pay more…
eStatement Enrollment

*Cash Rewards Checking requires $25 opening balance; no minimum balance thereafter. If requirements are met during statement cycle, 6.01% Annual Percentage Yield (APY) (Cash Reward) is paid up to $20,000. On any balance above $20,000, 1.51% APY is paid. If requirements are met during the statement cycle, ***ATM surcharge fees of up to $20 per statement cycle will be refunded. Requirements for earning Cash Rewards and fee refunds include: 12 debit transactions in statement cycle (ATM transactions excluded), and electronic statement delivery, and one direct deposit or ACH debit per statement cycle. APY accurate as of 1/14/08. Rates and terms subject to change without notice. ** Replacement/Lost Card Fees May Apply. At the present time, Rocky Mountain Bank is accepting accounts only from its local service areas.

Checking That's All About You
Checking Plus The benefits you receive through the Checking Plus package save you time and money, and provide you with additional peace of mind.

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FREE checks

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FREE cashier's and traveler's check

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Free 3x5 safe deposit box for one year

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Check Images returned with statement

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$250 savings on mortgage closing costs

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Unlimited check writing privileges

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Free Debit Card*

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Free Online Banking

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Free Bill Pay


bulletClick here for more information about Checking Plus.

Priceless Checking
bullet

Non-interest bearing

bullet No monthly fees
bullet No per item fees

Regular Checking
bullet Non-interest bearing
bullet Free check card and online banking*
bullet Minimum balance

Interest Checking
bullet Pays interest on balance
bullet Unlimited check writing
bullet Free check card and online banking*
bullet Minimum balance

Rocky Gold Interest Checking
bullet Unlimited check writing
bullet Interest bearing
bullet No monthly maintenance fee
bullet Free checks
bullet Free check card and online banking*

Money Manager 5000
bullet Earns interest competitive with money market rates
bullet Unlimited check writing
bullet Free checks
bullet Free check card*
bullet Minimum balance

*Lost/Replacement card fees apply

 

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