An annuity is a contract between an insurance company and an individual, generally guaranteeing lifetime income, based on the claims paying ability of the insurer. This is similar to a retirement plan in that you can fund it in a lump sum or a little at a time, and all capital in an annuity grows and compounds tax-deferred until you begin making withdrawals. There is no limit as to how much you can invest in annuities. 
If you're looking for insurance protection and long-term growth opportunities combined with the potential for tax savings, we offer access to a full line of annuity products, including fixed and variable annuities. 
—  Allianz 
—  Hartford Life 
—  Jackson National Life 
—  New York Life 
—  Pacific Life 
—  Principal 
—  Prudential Life 
—  Sun Life 
Prospectuses are available for all the companies shown here, and will contain information about each investment company and their products. Investors should consider the investment objectives, risks, and charges and expenses of each company's products carefully before investing. You can obtain a prospectus for any of the investment companies listed and earn more by visiting their respective websites or by calling the phone numbers listed on the sites. Read the prospectus carefully before investing.  
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Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor. 
Member FINRA/SIPC.  Insurance products offered through LPL Financial or its licensed affiliates.  Rocky Mountain Bank and HTLF Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. 
The investment products sold through LPL Financial are not insured Rocky Mountain Bank deposits and are not FDIC insured.  These products are not obligations of Rocky Mountain Bank and are not endorsed, recommended or guaranteed by Rocky Mountain Bank or any government agency.  The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. 
This site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial U.S. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. 
DISCLAIMER: This business is not responsible for and has no control over the subject matter, content, information, or graphics when viewing links attached to this website.