Business Fees

The fees listed below are effective 11/30/2017.


Commercial Checking

Opening Deposit

$100


Monthly Maintenance Fee

$15.00


Account Transaction Fees

  • Check/Debit Fee..............................................................................$0.22
  • Deposit/Credit Fee..........................................................................$0.40
  • ACH Debit Fee..................................................................................$0.15
  • ACH Credit Fee.................................................................................$0.15
  • Deposited Items-On-Us...................................................................$0.12
  • Deposit Items-Local/Other..............................................................$0.14
  • Deposit Protection Assessment......................................................$0.07/$1,000
  • Borrowed Funds Fee........................................................................Prime + 2% (7.5% floor)


Earnings Credit

An Earnings Credit is used to offset eligible fees. The Earnings Credit is calculated by applying the Earnings Credit Rate to the Investable Balance Available for Services in your account. The Earnings Credit Rate reduces, and in many cases eliminates, monthly maintenance and transaction fees.


Commercial Interest Checking

Opening Deposit

$100


Monthly Maintenance Fee

$15.00


Account Transaction Fees

  • Check/Debit Fee...............................................................................$0.22
  • Deposit/Credit Fee...........................................................................$0.40
  • ACH Debit Fee...................................................................................$0.15
  • ACH Credit Fee..................................................................................$0.15
  • Deposited Items-On-Us....................................................................$0.12
  • Deposit Items-Local/Other...............................................................$0.14
  • Deposit Protection Assessment.......................................................$0.07/$1,000
  • Borrowed Funds Fee.........................................................................Prime + 2% (7.5% floor)



Business Analysis Checking

Opening Deposit

$100


Monthly Maintenance Fee

$12.00


Account Transaction Fees

  • Check/Debit Fee.................................................................................$0.17
  • Deposit/Credit Fee.............................................................................$0.35
  • ACH Debit Fee.....................................................................................$0.15
  • ACH Credit Fee...................................................................................$0.15
  • Deposited Items-On-Us.....................................................................$0.10
  • Deposit Items-Local/Other................................................................$0.12
  • Deposit Protection Assessment........................................................$0.07/$1,000
  • Borrowed Funds Fee..........................................................................Prime + 2% (7.5% floor)


Earnings Credit

An Earnings Credit is used to offset eligible fees. The Earnings Credit is calculated by applying the Earnings Credit Rate to the Investable Balance Available for Services in your account. The Earnings Credit Rate reduces, and in many cases eliminates, monthly maintenance and transaction fees. 


Business Interest Checking

Opening Deposit

$100


Monthly Maintenance Fee

$12.00


Account Transaction Fees

  • Check/Debit Fee....................................................................................$0.17
  • Deposit/Credit Fee................................................................................$0.35
  • ACH Debit Fee........................................................................................$0.15
  • ACH Credit Fee.......................................................................................$0.15
  • Deposited Items-On-Us.........................................................................$0.10
  • Deposit Items-Local/Other....................................................................$0.12
  • Deposit Protection Assessment............................................................$0.07/$1,000
  • Borrowed Funds Fee..............................................................................Prime + 2% (7.5% floor)


Business Checking

Opening Deposit

$100


Monthly Maintenance Fee

$5.00

Minimum Balance Required to Avoid the Monthly Maintenance Fee

$1,500


Account Transaction Fee

  • First 100 Items (debits, credits or deposited items).............................Free
  • 101-250 Items.........................................................................................$0.10 per item or $0 with $10,000 average daily balance
  • 251-400 Items.........................................................................................$0.25 per item or $0 with $25,000 average daily balance
  • Over 400 Items.......................................................................................$0.40 per item


Small Business Interest Checking

Opening Deposit

$100


Monthly Maintenance Fee

$12.00

Minimum Balance Required to Avoid the Monthly Maintenance Fee

$2,500 daily or $5,000 average daily balance per cycle


Account Transaction Fee

  • First 100 Items (debits, credits or deposited items).............................Free
  • Charges Per Item After 100....................................................................$0.50