Blogs

Article | 5 min |
Fraudsters today are smarter than ever. As technology advances, so do their tactics. As a consumer, you need to be aware of the latest fraud schemes to help protect yourself. Let’s discuss some ways scammers are impersonating the IRS to trick victims and steal your hard-earned cash. IRS Impersonation Scams If you’re like most of the U.S. population, you’ve probably screened some phone calls from scammers. During tax season and beyond, con artists are capitalizing on impersonation. They make unsolicited calls claiming to be IRS officials, demanding the victim pay a bogus tax bill. The...
Article | 5 min |
Tax laws can be complicated, but forming a robust tax plan is crucial to attaining your future financial goals. In this article, we’re breaking down everything you need to know about tax codes and other helpful information to know as you prepare. A tax plan can benefit you in three ways. It allows you to: Maximize savings by leveraging all available tax credits and deductions Avoid costly fees and penalties by paying your taxes on time Make informed decisions regarding your tax liability and long-term goals Keep in mind that building your plan can quickly become confusing, as the tax code and...
Article | 5 min |
Black and white image of hands typing on a keyboard
Banking partners you can count on to help you achieve growth goals Montana, the “Treasure State” is a place of great beauty from the stunning landscapes of the Rocky Mountains to Yellowstone and Glacier National Parks. Both tourists and new residents, with primary and secondary homes in the area, help boost the local economy, said Tod Petersen, President and CEO of Rocky Mountain Bank, a division of HTLF Bank. Rocky Mountain Bank, a division of HTLF Bank, has nine locations across the state. Petersen manages the operations from Bozeman. “Bozeman is really experiencing growth and even people...
Article | 5 min |
Employee meeting with HR rep
Once upon a time, most businesses could rely on wages and salaries to attract talented employees. Securing the services of strong candidates was often purely a question of money. But much of that has since changed—and quickly—in the post-COVID-19 hiring and retention landscape. For many job-seekers, money is no longer enough. As a result, some businesses needed to prioritize their benefits package to attract top talent. Multiple trends can be seen driving the shift in attention toward employee benefits. Inflation rates hit multi-decade highs in the early 2020s, prompting some job-seekers to...
Article | 5 min |
Hand drawing a 3D chart
A year ago, a headline “The Recession of 2023 might surprise everyone” would have been prescient simply because it didn’t happen. On the contrary, last year showed surprising resilience and a pace of growth no one expected, despite forecasts of a slowdown or recession by most economists. 2023 was supposed to have been the year in which the economy succumbed to the sharpest increase in interest rates in four decades; tightening lending standards by the banks; and the end of pandemic-era government spending. Accumulated savings from Covid-related shutdowns and receipts of stimulus checks were...