Blogs

Ways to prep your home before you leave for an extended time away. Embarking on an extended getaway can be exciting. It can be overwhelming, too, especially when you need to be away from your home and personal property for a long time. You want to make sure your home is secure before you leave so you can concentrate on new experiences. If you are headed out on a long-term trip, use these tips to prep your home before you go. Outside chores to complete How your home looks on the outside can signal unwanted attention from thieves. Overgrown shrubbery, a snow-covered driveway, a stack of...

Good health and well-being aren’t things we only want for our physical bodies; we also want them for our bank accounts. There’s no better time to start building financial wellness than the present. Here are some actionable steps to begin your journey to greater gains. Financial wellness means being financially secure enough to meet all your needs and cover emergency expenses. It also means being confident in achieving long-term financial goals, such as buying property or saving for retirement. While your earnings play a significant role in achieving financial wellness, other decisive factors...

If you get an SMS message supposedly from your bank about a fraud alert, be wary. The scheme tries to scare you into believing the scammers are representatives of your bank. An automated SMS message will appear on your phone, claiming to be a fraud alert from a banking institution. It’ll then ask if you recently made an instant payment in the thousands of dollars. How it happens: Scammers will first research your online history to learn your past addresses, Social Security numbers, the last four digits of your bank accounts or any other identifiable information about you. You will receive a...

Home improvement projects can be sizable undertakings. Whether trying to sell or just looking to spruce things up, the financial commitment can get as steep as the project itself. Have you considered using your Home Equity Line of Credit (HELOC) to tackle your next home improvement project? Your HELOC is a revolving loan with an open credit line from which you can make withdrawals. You only pay interest on the funds you borrow, with variable rates typically starting around the prime rate plus 2%. Think of your HELOC as a super-low-interest credit card. HELOC Pros Lower interest rates and...

Deposit Your Next Check With Your Phone Making a deposit with your phone is an easy process and will save you a trip to the bank. But, if you have never done this before it may be a bit intimidating. At Rocky Mountain Bank, a division of HTLF Bank, we want to make this process as easy as possible for you - it's as simple as sign, tap, snap, deposit: Sign: Sign and endorse check with “For Mobile Deposit Only.” Tap: Tap “Deposit Check” in the app, enter the check amount and then select your account Snap: Snap a picture of the front and back of your check Deposit: Confirm the details, hit submit and you’re done! We are in...