Rocky Mountain Bank
Commercial Card Payment Solutions

We help you improve cash flow, automate your accounts payable process, and even create a recurring revenue stream for your business with our payment solutions.


Built for Better Business: The Go-To Commercial Card.

Our experts continuously find the best opportunities to get the most out of your payment solution. This dedication has led to establishing our products as among the highest commercial credit card purchase volume for U.S. Visa credit card issuers three years in a row, as reported by the Nilson Report, 2018.

Electronic Accounts Payable (EAP) is easy with us by your side. 

Our banking experts, combined with best in class technology, will help your business achieve more. And, because our tools work with your ERP system, automating parts of your accounts payable process can be a simple step forward with us by your side. We will then provide a comprehensive analysis on your organization’s opportunity and guidance on best practice implementation strategies.

Our team is committed to continuously optimizing your EAP program by enrolling additional vendors, increasing control and vigorously helping protect against fraud. We’re with you every step of the way and we stay with you.

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Improve cash flow

Pay your vendors now, but you don’t pay us until your statement is due. This provides up to 25 more days to pay for everything your business needs from travel and entertainment to inventory or supplies. 

Add a new, recurring revenue stream to your balance sheet 

We offer a rebate on card purchases, plus a team of experts who can help you seize every opportunity to earn even more.

Save time and money by automating vendor payments 

Our experts provide a vendor analysis to identify opportunities for savings. Then, if desired, we will work on your behalf to enroll suppliers. 

What gets measured, gets managed 

Our scalable solutions integrate with your processes to drive efficiency. You can count on us to provide the data and guidance you need to make real-time decisions as your business grows. 

Our Payment Solutions experts are ready to help your business grow.

Get started today with one call.

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Product Overview

Employee Cards 

Often referred to as Travel and Expense, or Corporate cards, the Employee Card is a payment solution ideal for everyday business expenses. Enjoy the benefit of having a configurable online expense reporting tool where you can upload receipts and view statements. 

Purchasing Cards 

Purchasing Cards are a solution that pays vendor invoices, integrates card payments into your accounts payable process, and allows you to pay recurring expenses. Purchasing cards allow businesses to quickly identify fraud and monitor employee activity.

Electronic Accounts Payable (EAP)

EAP is an alternative payment solution to checks. EAP provides a streamlined and secure process which reduces costs and can generate significant revenue. With EAP, businesses can pay invoices for goods and services directly from a payment file generated from an existing accounting system.

Fleet Cards

Fleet Cards are a payment solution most commonly used for fuel, additives, maintenance, repairs or other vehicle expenses. This card provides flexibility and allows custom spending authorization.

Expense Management

Intuitive and easy-to-use platform that streamlines manual processes and initiates company cost savings. This platform includes full-featured expense management, robust reporting, advanced receipt imaging and mobile capability.

Card Management for Employers

An online card management tool that enables administrators to monitor and update card accounts. This platform allows real time card changes and the ability to view authorizations and transactional history.

Fraud Prevention

Protect your business against cyber criminals. Learn about best practices and the tools businesses like yours use.

Program Administrator Customer Service

Monday - Friday: 8:00 a.m. - 6:00 p.m. CT (closed on Federal holidays)
Phone: 877.346.1412


Cardholder Customer Service

Employee/Cardholder Customer Service Phone: 833.203.3213


Credit Cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services. Normal underwriting guidelines apply.