If you're thinking about how to send your child to college with the cost of tuition continuing to rise, it's never too early to get started. The good news is that investors today have more options available than ever before, many of which offer significant tax benefits. Whether you are interested in the qualified tax free withdrawals of a 529 College Savings Plan, the gifting option of a UTMA/UGMA, or the tax deductions on an Education IRA, HTLF Investment Services can help you choose the right products and services to meet your needs. 
We can help you save for a child's future by providing you with an education savings plan. We offer access to: 
— Coverdell 
— 529 Plan 
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Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor. 
Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates.  Rocky Mountain Bank and HTLF Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. 
The investment products sold through LPL Financial are not insured Rocky Mountain Bank deposits and are not FDIC insured.  These products are not obligations of Rocky Mountain Bank and are not endorsed, recommended or guaranteed by Rocky Mountain Bank or any government agency.  The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. 
This site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial U.S. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. 
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