Home Equity Line of Credit

Banking locally ever after is more room to bake

Get up to $500 off Closing Costs.1

6-Month2 Introductory Rate
1.99% APR

Adjusts To Minimum As Low As
5.00% APR

Contact a Personal Banker Today

Establishing a Home Equity Line of Credit is like having the money right in your checking account. It is available to you whenever and for whatever you may need—from home improvement to education, or even your dream vacation. Not only is it a convenient way to fund ongoing expenses, it can also be more cost-effective than other types of loans.

Remodel Your Home

Remodel Your Home

Pay for College

Pay For College

Make Home Repairs

Make Home Repairs

Take a Vacation

Go On Vacation

1The Lender and third party fees up to the lesser of the actual cost incurred or $500.00. Any costs exceeding this amount are the responsibility of the borrower. VIP and Private Banking HELOC are not included. 2Annual Percentage Rate (APR) shown is variable after 6-month introductory rate and subject to change without notice. The index used to determine the interest rate is the Wall St. Journal Prime Rate. Index as of 06/19/2018 was 5.00%, plus a margin of 0%. The minimum APR for these plans is 5.00%. APR will be based on credit history and loan-to-value of 80% or less when the home is taken as collateral. Promotional APR for loan-to-value between 80% - 90% will be 3.24%, with a minimum APR of 6.25%. $50.00 annual fee will be assessed on the anniversary date of the loan. $75 origination fee will apply. Third-party fees, if applicable, range from $0 - $2,800. Maximum APR is 17.50% on all plans. Hazard insurance is required and flood insurance may be required. The introductory rate is available on new lines only. Subject to credit approval and normal underwriting guidelines. Contact a lender for details. Apply by 08/31/18. Not available on piggyback loans or homes that are for sale and/or listed for sale.