1 Cash Back Rewards are the rewards earned under the ScoreCard Rewards program. They are tracked as points and for each $1 spent on a net purchase, one (1) Cash Back Reward point is earned, which qualifies for $0.01 for redemption. Consumer credit cards: 3% Cash Back Rewards are earned for each $1 spent on the first $20,000 combined net spend annually between gas and groceries. Spend over this amount will receive 1% Cash Back Rewards on net purchases. Small business credit cards: 5% Cash Back Rewards are earned for each $1 spent on the first $10,000 net spend annually at office supply stores; 2% Cash Back Rewards are earned for each $1 spent on the first $20,000 combined net spend annually between restaurants and gas. Spend over this amount will receive 1% Cash Back Rewards on net purchases. Points can be redeemed for a credit to your credit card account or deposit account held at a domestic United States Financial Institution. Minimum point redemption amount applies. You earn Cash Back Rewards on all qualifying net purchases. The following do not earn points: balance transfers, cash advances, convenience checks, fees, interest, ATM withdrawals and payments. Your account must be in good standing to earn and redeem points. Points expire if not redeemed within three (3) years. Terms and conditions apply to awards purchased with points. Certain restrictions and fees apply to travel awards. Review the program’s terms and conditions at www.scorecardrewards.com or call ScoreCard Customer Service at 1-800-854-0790. The program’s rules can change at any time without notice. Void where prohibited or restricted by law.
Credit Cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services. Normal underwriting guidelines apply.