Mortgage Loans

There is "no place like home," regardless of whether it is your first home, your dream home, your vacation condo, or your farm home. Rocky Mountain Bank can help make it happen with a multitude of mortgage products to choose from that meet your specific needs.

Talk to one of our home lending professionals to find the best loan for you. Our mortgage loan products include:


  • Conventional Mortgages – Fixed rate and adjustable rate mortgages.

  • FHA Loans

  • VA Loans – Veterans, National Guard, and reservists have access to VA loans with local approval and in most cases, no down payment.

  • First-Time Home Buyer Loans – Closing cost assistance for qualified buyers.

  • Relocation Loans – Helpful to synchronize the sale of your existing home with the purchase of a new one.

  • Vacation and Second Home Loans – Balance the enjoyment of a getaway home with the financial investment.

  • Condominium Loans – Experience in performing due diligence on condo projects required for Fannie Mae and Freddie Mac loans.

  • Bridge Loans – "In-between" loans that allow a buyer to make a down payment on a new home before his or her current home is sold.

  • City, State, and Federal Grants and Loans
  • Privately Insured Loans
  • Jumbo Loans
  • Home Equity Loans
  • Rural Housing Loans
  • Construction and Lot Loans
  • Investment Property Loans


With so many options, it can be difficult to know your best option, so we encourage you to contact one of our Mortgage Professionals to receive advice and get your questions answered. Once you have selected your product and finalized your loan application, our online process can get you approved in minutes, rather than days or weeks!


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Our Mortgage Lenders Are Here to Help

An excellent rate is just the beginning of all you’ll enjoy when borrowing with Rocky Mountain Bank. We'll work to understand your personal financial situation, ensure your understanding of available options and trade-offs, and assist in selecting the best mortgage loan for you. It’s all part of our dedication to making Great Things Happen ™ for you in terms of your home owning dreams!


Headshot of Heidi Olson Heidi Olson
Sales Manager
Bigfork Banking Center
406.751.7064

NMLS ID#: 80788






Headshot of Steven Tucker Steven Tucker
Sales Manager
Billings Grand Ave Banking Center
406.651.9823

NMLS ID#: 258797





Headshot of Kamber Kelly Brodock Kamber Kelly-Brodock
Mortgage Loan Originator
Billings Downtown Banking Center
406.655.2788

NMLS ID#: 526357





Headshot of John Thorn John Thorn
Regional Manager
Bozeman Banking Center
406.556.7660

NMLS ID#: 878941






Headshot of Terry Karaffa Terry Karaffa
Mortgage Loan Originator
Great Falls Mortgage Lending Office
406.454.5045

NMLS ID#: 502116





Headshot of Kay James Kay James
Mortgage Loan Originator
Helena Mortgage Lending Office
406.447.5722

NMLS ID#: 240742

View Bio




Lindsay Kinniburgh Lindsay Kinniburgh
Mortgage Loan Originator
Kalispell Banking Center
406.751.5074

NMLS ID#: 339406






Headshot of Amy Haffey Amy Haffey
Mortgage Loan Originator
Missoula Mortgage Lending Office
406.370.0288

NMLS ID#: 378202





Headshot of Roger Linhart Roger Linhart
Mortgage Loan Originator
Stevensville Banking Center
406.777.7807

NMLS ID#: 502241






Headshot of Denise Hanson
Denise Hanson
Mortgage Loan Originator
Whitefish Mortgage Lending Office
406.755.8169

NMLS ID#: 1037819


Headshot of Andria Eames Andria Eames
Sales Manager
Billings Downtown Banking Center
406.655.2792

NMLS ID#: 489002





Headshot of Chris Ackerman Chris Ackerman
Mortgage Loan Originator
Billings King Ave Banking Center
406.655.5131

NMLS ID#: 450337






Headshot of Debbie Kay Raden Debbie (Kay) Raden
Mortgage Loan Originator
Billings King Ave Banking Center
406.655.5154

NMLS ID#: 252926






Renee Gaugler Headshot Renee Gaugler
Mortgage Loan Originator
Bozeman Banking Center
406.556.7607

NMLS ID#: 400368






Headshot of Michael Banks Michael Banks
Sales Manager
Great Falls Mortgage Lending Office
406.454.5049

NMLS ID#: 404629





Headshot of Crystal Eckerson Crystal Eckerson
Mortgage Loan Originator
Helena Mortgage Lending Office
406.447.5720

NMLS ID#: 400351






Headshot of Mary Murray Mary Murray
Mortgage Loan Originator
Kalispell Banking Center
406.751.5077

NMLS ID#: 289117

View Bio




Headshot of Scott Olson Scott Olson
Sales Manager
Missoula Mortgage Lending Office
406.329.4201

NMLS ID#: 413839





Headshot of Dominic Paxinos

Dominic J. Paxinos
Mortgage Loan Originator
Stevensville Banking Center
406.777.7810

NMLS ID#: 543066






Headshot of Ed Nissen Ed Nissen
Mortgage Loan Originator
Whitefish Mortgage Lending Office
406.751.5079

NMLS ID#: 263692