Mortgage Loans

There is "no place like home," regardless of whether it is your first home, your dream home, your vacation condo, or your farm home. Rocky Mountain Bank can help make it happen with a multitude of mortgage products to choose from that meet your specific needs.

Talk to one of our home lending professionals to find the best loan for you. Our mortgage loan products include:


  • Conventional Mortgages – Fixed rate and adjustable rate mortgages.

  • FHA Loans

  • VA Loans – Veterans, National Guard, and reservists have access to VA loans with local approval and in most cases, no down payment.

  • First-Time Home Buyer Loans – Closing cost assistance for qualified buyers.

  • Relocation Loans – Helpful to synchronize the sale of your existing home with the purchase of a new one.

  • Vacation and Second Home Loans – Balance the enjoyment of a getaway home with the financial investment.

  • Condominium Loans – Experience in performing due diligence on condo projects required for Fannie Mae and Freddie Mac loans.

  • Bridge Loans – "In-between" loans that allow a buyer to make a down payment on a new home before his or her current home is sold.

  • City, State, and Federal Grants and Loans
  • Privately Insured Loans
  • Jumbo Loans
  • Home Equity Loans
  • Rural Housing Loans
  • Construction and Lot Loans
  • Investment Property Loans


With so many options, it can be difficult to know your best option, so we encourage you to contact one of our Mortgage Professionals to receive advice and get your questions answered. Once you have selected your product and finalized your loan application, our online process can get you approved in minutes, rather than days or weeks!


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